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Retirementology: Rethinking the American Dream in a New Economy by Ph.D. Gregory Salsbury

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3. The NoZone

Imagine it’s the championship game with 10 seconds left on the clock and your team is down by 2 points. The quarterback is taking one last snap to move the ball a little closer to the goal line to set up a winning field goal. Your team is in the red zone, which in football signifies that a team is within 20 yards of the goal line, and where statistics show your team scores a high percentage of the time. But what if...the quarterback takes a bad snap and fumbles; the other team recovers the ball, takes ...

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