This is the book for you if you think risk management is a bit of meaningless management speak. Life is full of risks, and therefore, we all manage them all the time, whether well or badly. Every decision we make involves making some assessment of the risks involved. Risk management is simply an attempt at doing it more explicitly, scientifically, and hopefully, effectively. This book explains in everyday language the why and the how of risk management and gives some examples of how not to do it. I have sometimes said the same thing in different chapters, because I think these things are important.