Social Security Decision Tree
At what age should I take my Social Security benefits?
The decision about when to start taking your Social Security retirement benefits is a very important individual and personal one, based on many factors such as your health, life expectancy, whether or not you need the money right away, spending and saving styles, etc. This decision tree is just a general overview of considerations.
Current life expectancy for men and women who reach age 65 is 84.3 for males and 86.6 for females.