CHAPTER5

Record Keeping

In This Chapter

  • Accessing your earnings statement
  • How the SSA calculates your benefits
  • Reading your statement and correcting any errors
  • Contacting the SSA if you find a discrepancy on your statement

There’s a good reason most people believe the Social Security benefits they receive is their money. After all, if they worked, they paid Social Security taxes every year. Why shouldn’t they think of it as their money?

Well, the government and the Social Security Administration (SSA) see things differently. What they do, however, is allow you to earn credits toward your Social Security benefits when you pay your income taxes. ...

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