CHAPTER6

When to File

In This Chapter

  • How to determine the best time to file for Social Security
  • Wage caps you will face if you take early retirement
  • How to apply for Social Security benefits
  • Strategies to help maximize your benefits
  • Eligibility requirements for disability benefits at age 65

When it comes to Social Security, only you can determine the best time to start receiving benefits. It is not a decision you should take lightly because it will affect your financial future. If you’re not sure, ask a professional.

You could ask the Social Security Administration, but all they’ll say is there is no “best time” for everyone because everyone’s ...

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