16. Get thrifty; spend wisely
‘I believe that thrift is essential to well-ordered living.’
JOHN D. ROCKFELLER
Here are some examples of thrifty thinking that will save you money relatively painlessly, and then some ideas that will show you where being thrifty is a false economy.
- Take a list when you go grocery shopping and stick to it. It helps not to shop when you’re hungry because there’s a real danger that you end up buying more than you need.
- Make your own sandwiches for lunch and save around two-thirds of the cost.
- Find cheaper times to go places – cinemas, theatres, happy hours…
- Grow your own vegetables.
- Use a bike or walk instead of driving or taking the bus.
- Pay bills by direct debit: avoid late charges.
- Save money-off coupons and ...