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Tax Insight: For Tax Year 2012 by M. Casey Murdock

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Foreword

An Awakening

Since 2004 I have been teaching people that they need a budget. They need to be aware. They need to plan and look ahead. They need to align their spending with their values and reach true financial contentment. Everything I teach encourages people to be forward focused.

When it comes to taxes, almost every one of us is facing backward. We look back and ask ourselves what we did last year to come up with what we pay. There is little to no planning.

We take our data, feed it into the black box (software, or those user-friendly IRS forms) and hope that what comes out on the other side is a “good” number. Hint: the only good number is the number you are legally obligated to pay—and not a penny more!

My awakening happened when ...

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