The 1-2-3 Money Plan: The Three Most Important Steps to Saving and Spending Smart

Acknowledgments

Wisdom in this book does not come from me alone.

The great information herein can be largely attributed to the many experts who have agreed to talk with me through the years.

Wisdom also comes from readers of my national newspaper column, “Spending Smart,” and my previous book, Living Rich by Spending Smart. Literally hundreds of readers have called and e-mailed to ask questions, share their collective wisdom and experiences, or just thank me for providing straightforward advice, which is the only way I know how to give it. They are a continuing inspiration to tackle new spending topics each week in my column and pursue larger publishing projects. For all of those collaborators, I am grateful.

I’d also like to thank editors at ...