Author’s Note

This publication is intended to provide helpful and informative material on the subject matter covered. It is sold with the understanding that neither the author nor the publisher is engaged in rendering professional services in the book.

Although great effort has been expended to ensure that only the most meaningful resources are referenced in these pages, the author does not endorse, guarantee, or warranty the accuracy, reliability, or thoroughness of any referenced information, products, or services. The existence of any particular reference is simply intended to imply potential interest to the reader.

The contents of this book should not be taken as personal financial or investment advice, or as an offer to buy or sell any securities, funds, type of fund, or financial instruments. It should not be taken as an endorsement or recommendation of any particular company, or individual, and no responsibility can be taken for inaccuracies, omissions, or errors. The reader should consult a registered investment adviser or registered dealer to receive personalized advice prior to making any investment decision.

The author does not assume any responsibility for actions or non-actions taken by people who have read this book, and no one shall be entitled to a claim for detrimental reliance based upon any information provided or expressed herein. The reader’s use of any information provided herein does not constitute any type of contractual relationship between the reader ...

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