1. David Ciccone, Senior Vice President, Wealth Management, CTH Group, UBS Financial Services, in a client consultation July 14, 2011.

2. Jaron Lanier, Who Owns the Future? (New York: Simon & Schuster, 2013).


1. Financial Services Authority, List of Banks as Compiled by the FSA on 28 February 2013,; See also Federal Deposit Insurance Corporation, Statistics at a Glance as of June 30, 2013. (listing 6,940 FDIC-insured depository institutions, including 5,980 commercial banks and 960 thrifts).

2. The Shrinking U.S. Banking Sector: On Balance, Who Benefits?, Knowledge@Wharton, April 27, 2011) (quoting Kenneth ...

Get The Art of Bank M&A: Buying, Selling, Merging, and Investing in Regulated Depository Institutions in the New Environment now with O’Reilly online learning.

O’Reilly members experience live online training, plus books, videos, and digital content from 200+ publishers.