I thank the publishers and printers of this book for providing a platform for communicating and marketing this work, embodying detailed descriptions and definitions of the latest frontiers of the emerging technologies and conceptual ideologies and frameworks.

I also thank the International Telecommunications Union for providing me with the platform of the focus group of Digital Financial Services, which facilitated my research on the payments systems and gave me the opportunity to create this research report, included in this book.

Finally, I thank Business Expert Press for this opportunity to disseminate information on the latest frontiers of technology and conceptual ideologies, reflecting the latest trend in the market.

Thank ...

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