12. Academic Freebies

The golden rule is this: If you don’t ask, you won’t get the money. You should never assume that you won’t get any.

—Rick Darvis, CPA, cofounder of the National Institute of Certified College Planners

During the height of the college mating season, my daughter received a piece of mail from Beloit College, a wonderful liberal arts school in Wisconsin that listed its merit scholarships. The mailer contained a laundry list of Beloit’s awards that ranged from $4,000 a year to free tuition. Beloit was quite specific about who qualifies for this free cash. For a top scholarship, for instance, the school was looking for kids with an unweighted grade point average of at least 3.5, or they could be among the top 10% of their class. ...

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