31. Getting Credit for Your Work

We’ve found a lot of institutions, particularly private institutions, don’t have a lot of financial aid for transfer students. They get what’s left after schools offer aid to freshmen first.

—Emily Froimson, director of Higher Education Programs at the Jack Kent Cooke Foundation

Community colleges are inexpensive, but their educational value will shrink if you never graduate. It takes the average community college student six years to obtain a two-year associate’s degree. Most students who start community college never even earn a diploma.

Experts offer many reasons for the dismal track records. Some kids aren’t prepared academically for college work. Some students must juggle school and work. About 63% of students ...

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