These letters are just a sample of some of the many communications that you can initiate yourself to get your creditors off your back, lower your balance or interest rate, or begin repairing your credit. In the end, if you feel uncomfortable contacting your creditors yourself, consider enlisting the help of an attorney.
Cease and Desist Letter Customer Name and Address Date Dewey, Cheatum & Howe Collection Agency 1234 Main Street Anytown, USA 12345 Re: File #1234 ACME Bank Account #987654321
To Whom It May Concern:
This serves as legal notice under the provisions of the Fair Debt Collection Practices Act (FDCPA), to cease and desist from all communication with me concerning the above referenced debt. If you fail to ...