Chapter 12
Creating a Payment Strategy

In This Chapter

◆ As much as you can, as soon as you can
◆ Using the roll-down method
◆ What to eliminate first in your debt “hit list”
◆ Strategies for leftover cash
◆ Changing your plan
I love “barbershop” sayings. You know, those little nuggets of advice you’d get if you were hanging around with the much older, much wiser crowd. Things like “don’t count your chickens before they hatch” or “a bird in the hand is worth two in the bush.” For some reason, all these philosophers love poultry-based wisdom ….
Perhaps one of my favorites, because it applies to so many aspects of personal finance, is “If you don’t know where you’re going, any road will get you there.” Nowhere is this more true than with getting ...

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