Chapter 15
Student Loan Strategies

In This Chapter

◆ Student loans: the last debt to eliminate?
◆ Student loan repayment options
◆ Consolidation, deferment, and forbearance
◆ Loan forgiveness programs
◆ Dealing with student loan default
Spending a few years at college is one of life’s most valuable experiences. Not only do you deepen your academic knowledge, but you also learn about so many other aspects of life. You learn who you are and who you want to be. You learn how much junk food a body can tolerate. Perhaps most importantly, you learn that it’s a lot easier to borrow money than it is to pay it back.
Due to the rapidly rising costs of a college education, many students and parents are left with no choice but to borrow money. As with mortgages, ...

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