Chapter 22
Avoiding Scams and Rip-Offs

In This Chapter

◆ Ten rules to live by
◆ Services that are the biggest wastes of money
◆ The top scams to watch out for
◆ What to do if you’ve been scammed
There’s an old saying that reminds me of how many people feel when they’re trapped at the bottom of the pit of debt. “Desperate times call for desperate measures,” or so the saying goes.
The endless onslaught of calls and bills, the ease with which progress seems to be erased, and the ongoing anxiety of not knowing when it will all end leaves many people open to just about any solution. While that openness often can lead people to adopt radical lifestyle and spending changes which truly do get them out of debt, it can also lead people to believe just ...

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