Tools and Tips for Staying Out of Debt
In This Chapter
◆ Sticking with a plan that works
◆ Establishing an emergency fund
◆ Say no to car loans
◆ Making sure you’re properly insured
◆ Putting a stop to junk mail temptation
You’ve got to keep reminding yourself: staying out of debt is a whole lot easier than getting out of debt! It’s the truth and it’s your ongoing mission when you’re finally to where you want to be.
But staying out of debt, just like getting out of debt, takes more than good intentions. It takes a plan that consists of boundaries, forethought, and spending some money on the right things. Follow the advice in this chapter, and you’ll prevent debt from sneaking back into your life overnight and over time.