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The Complete Idiot's Guide to Getting Out of Debt by Ken Clark

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Part 2
Your Debt Reduction Plan
The road to financial hell is paved with good intentions. So if you want to make any significant change, you’ll need to arm yourself with a lot more than intentions—you’ll need an action plan. A solid debt reduction plan leaves nothing to chance, not even your own ability to put it into place. In this part, you’re going to do everything from putting your past expenditures under the microscope to developing a strategy for money if it falls into your lap.
By the time you move on to the next part, you’ll be armed with a payment strategy and will have a solid idea of how you’re going to get rid of the balances that are driving you nuts.

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