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The Complete Idiot's Guide to Person-to-Person Lending by Curtis E. Arnold, Beverly Harzog

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Foreword
Since its introduction to America in early 2006, person-to-person lending has been widely embraced as an innovative way for people to borrow money at lower rates and participate in an attractive asset class that was previously limited to institutions.
People across the country have discovered an alternative way to knock out high-interest credit card debt, start or grow their small businesses, and finance everything from college to green home-improvement projects. Ordinary Americans have become lenders and discovered what it’s like to be a bank or microfinance institution, deciding who gets funded and which bottom lines—monetary, social, and/or philanthropic—matter to them in terms of expected returns.
Now that traditional lending sources ...

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