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The Complete Idiot's Guide to Person-to-Person Lending by Curtis E. Arnold, Beverly Harzog

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Part 1
The Basics of Person-to-Person Lending
Person-to-person (P2P) lending is a simple concept. If you’re a borrower, you request a loan. If you’re a lender, you choose borrowers who you want to help. One of the reasons P2P is so appealing is that there’s no bank involved. It all feels highly personal—although in most cases, you don’t know the identity of the person you’re borrowing money from or lending to.
In this part, you get an overview of P2P lending, as well as take a fascinating look into what people are getting loans for. To use the concepts behind P2P lending to your benefit, it helps to understand the bigger picture.
Here, borrowers can learn how FICO scores affect their interest rates—and lenders can find out more about interest ...

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