Chapter 5Getting It All Together

In This Chapter
  • Assessing your net worth
  • Knowing if you need a budget
  • Cutting back on expenses
  • Planning ahead financially
  • Keeping it all organized

We’ve spent this first part of the book considering where you are at this point of your life. We’ve looked at your life situation, your health, and the very fact that you—or any of us—aren’t as young as we used to be.

On the financial side of life, we’ve discussed what you need at this stage, what you might be wanting (remember that little BMW?) and how to know whether you can afford those tempting, but not necessary, luxuries.

And we’ve checked out your assets and talked about what you might owe. Hopefully, you’re not over your head in debt. If you are, the best thing you can ...

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