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The Complete Idiot's Guide to Personal Finance in Your 40's & 50's by Susan Shelly, Sarah Fisher

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Appendix AGlossary

401(k) A retirement plan into which an employee can contribute a portion of his or her salary (usually before taxes). Contributions can grow tax-deferred until they are withdrawn upon retirement.

adjustable life insurance A hybrid whole life insurance product where you don’t pay as large an initial premium as with a whole life product. The death benefit is dependent on the amount of premiums paid over the life of the policy.

adjustable-rate mortgage A mortgage set up with an interest rate that can change at specific intervals, as determined under the initial contract.

adjusted gross income (AGI) Your gross income less certain allowed business-related deductions. These deductions include alimony payments, contributions to a Keogh ...

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