Strategies for Other Types of Debt
In This Chapter
- Payday loans have got to go!
- Keep car loans from driving you crazy
- Making nice with your doctor, lawyer, and the ex
- Standing up to the IRS
As a kid growing up in California, I spent a lot of time playing in the waves. We’d spend every summer day bobbing up and down in the ocean at places like Laguna and Newport beaches. Early on, we figured out how to tell who was a tourist and who was a local. When a big wave would come, everyone in the know would just hold their breath, sink to the bottom, and let the wave roll right over them. The out-of-towners, who didn’t know how to duck under the waves, would get tossed around like rag dolls. By the time they’d finally regain their footing, there ...