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The Complete Idiot's Guide to Retirement Planning by Jeffrey J. Wuorio

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Chapter 4
The Issue of Money—A First Look
In This Chapter
• What exactly is enough?
• Calculating your retirement needs
• The necessity of being proactive
• Understand inflation
• The importance of steady income
• Is money the make or break to retirement?
 
As you no doubt already know, money is a central element to a happy and fulfilling retirement. For many of us, there’s no getting around that truth. Even those of us who live a rather spartan lifestyle with simple needs will require some sort of nest egg to pay whatever expenses we accrue as part of day-to-day living.
That raises a basic issue—how much is enough? As we’ll discuss later, that depends on a variety of factors: your current lifestyle, where you are in terms of your retirement savings, ...

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