If You’re Young
In This Chapter
• The importance of risk tolerance
• How aggressive should you be?
• Max out to the max
• Going on autopilot
• Job shopping? Check your retirement
• Don’t overlook IRAs
You’re young. You may be fresh out of school, hard at work at your first job (or hard at work trying to find that first job). Your life—personal as well as professional—stretches ahead of you in a seemingly endless continuum.
With that sort of preamble, talking about the importance of planning for the day some 40-plus years down the line when you hang up your working shoes may seem—well, to put it politely, a bit premature.
Not at all. When you’re young is the absolute optimal time to start thinking about—and acting on—your retirement. As ...