Chapter 6
Annuities for the Sick and Healthy
In This Chapter
• An investment that lasts as long as you do
• Annuities that pay more if you’re sick
• Combo annuities or life insurance with a long-term care benefit
What are your choices if you’ve decided that you want long-term care insurance, but your health doesn’t allow you to buy the insurance? You may be happy to learn that there are some insurance products that don’t care about your health. There are other insurance products that actually favor those in bad health!
Before you consider these insurance products, make sure that you truly do not qualify for traditional long-term care insurance. Many people who thought that their health problems would mean they couldn’t get LTC insurance have ...

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