Chapter 14
Workplace and Association LTC Insurance
In This Chapter
• Why you should look into LTC insurance
• Who can purchase workplace LTC insurance
• The benefit of relaxed underwriting
• A case of self-funded insurance plans
More and more workplaces are offering long-term care insurance. Should you buy coverage through your workplace? Maybe. If you think that you’re a good candidate for long-term care insurance, read through this chapter to help you decide whether to grab your employer’s offer or an association offer, or whether to pursue coverage on your own.
Most employees are working because they need the money. They could not afford to pay for long-term care if they were sick or injured and needed that type of care. Neither could they ...

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