Comparing Apples to Oranges
In This Chapter
• The ways policies may differ
• Home sweet home-care coverage
• It may be customary, but, is it reasonable?
When you buy auto insurance, the policy form is standard in your state, and you choose from limits and contracts that do not vary from insurance company to insurance company. Same with Medicare supplement policies. And although there are a variety of different types of life insurance, we all know how to collect.
Long-term care insurance isn’t that simple. Although policies share certain standard requirements, they can vary quite a bit.
Here are some of the ways that long-term care insurance policies that appear to be the same can vary. Reading this chapter, along with Chapters 19 and ...