Chapter 10
Budgets Are for Everybody
In This Chapter
✧ The wildly unpopular budget
✧ Understanding why budgets are good
✧ Including necessities and non-necessities
✧ Anticipating nonroutine expenses
✧ Cutting back when you need to
Planning a budget and sticking to it might seem like a big-time drag, but chances are you’ll be happier and better off money-wise in the long run if you do it. Hardly anybody looks forward to having to plan and sticking to a budget. I mean, really, who wouldn’t rather have plenty of money to go out and get whatever you want instead of worrying about how much you’re spending? The truth is, though, that most of us do have ...

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