Let’s face it: For most of us, spending is the fun part about having money. Spending too much, however, cuts into what we can save, and can jeopardize our financial health. A budget can help you take control of your spending and keep your finances organized and on track. Budgets are a good idea for everyone, even though most people don’t like the thought of using one.
Whether or not you’re operating within a budget, be aware that some methods of spending money make a lot more financial sense than others. Why buy something when it’s in season if you can wait until the season passes and get it for half price? Why pay full price for an item that will be on sale in the department store that very weekend?
This part fills you ...