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The Complete Idiot's Guide® To Protecting Your 401(k) and IRA by Bill Lane, Jennifer Lane

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Introducing 401(k)s and IRAs

Social Security and even pension income is rarely enough to cover all your expenses in retirement, especially as time goes on and inflation increases the cost of living. You need a retirement nest egg that you control and can use to offset the affects of inflation on your retirement income. This should include investments in retirement accounts that bestow tax advantages, such as an individual retirement account (IR A) or an account provided through your job, most commonly a 401(k).
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Individual retirement accounts (IRAs) are retirement plan accounts that carry a tax advantage intended to encourage savings. 401(k) ...

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