O'Reilly logo

The Complete Idiot's Guide® To Protecting Your 401(k) and IRA by Bill Lane, Jennifer Lane

Stay ahead with the world's most comprehensive technology and business learning platform.

With Safari, you learn the way you learn best. Get unlimited access to videos, live online training, learning paths, books, tutorials, and more.

Start Free Trial

No credit card required

Minding the Special Withdrawal Rules

Retiring early means either that you’ll depend on your nest egg longer than most folks because you’re starting to draw from it at a younger age, or that you’re planning to downshift your career to a point that you’ll earn just enough to cover expenses without drawing from your nest egg, but you won’t have the surplus cash to invest into it, either. No matter which flavor of early retirement you’re planning for, it’s still important to be extra careful to organize your accounts for income and convenience and to take advantage of special tax rules to save money.

Planning for Income

Money wasted on taxes is money you won’t be able to spend in retirement. If you’re planning to continue earning at least some ...

With Safari, you learn the way you learn best. Get unlimited access to videos, live online training, learning paths, books, interactive tutorials, and more.

Start Free Trial

No credit card required