Adjusting Your Asset Allocation

Think of retirement as a transition for your investments, not a door you walk through into an entirely foreign financial landscape. You should do a few things with your asset allocation in addition to organizing your accounts for tax savings and cash flow, but most of asset allocation management in retirement comes down to dealing with inflation and making regular adjustments and reviews.

What to Do Right Away

Retiring is much like many of life’s other transitions, such as getting married, starting a new job, and having your kids graduate from college. A good rule of thumb is to check in on your asset allocation calculations each time you go though a significant life transition. Retirement—whether you’re still ...

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