Chapter 3. Taking a Look at Your Bank Accounts

In This Chapter

  • Shopping around for the best bank bargains

  • The big three: banks, credit unions, and savings and loans

  • Considering online banking

  • Balancing interest rates with bank fees

  • Cutting costs when using ATMs

If you’ve been on your own for any length of time, either at college or living on your own and working, you’ve probably had some association with a bank or other financial institution. If you chose your bank in a typical fashion, it probably had more to do with convenience and availability than anything else. Plenty of ATMs or branch offices make it easy to take care of business and make a bank attractive to prospective customers, even those who do most of their banking online.

But what should ...

Get The Complete Idiot’s Guide® To: Personal Finance in Your 20s & 30s, Fourth Edition now with O’Reilly online learning.

O’Reilly members experience live online training, plus books, videos, and digital content from 200+ publishers.