Chapter 8. What Do You Need?

In This Chapter

  • Looking at your lifestyle

  • Are your expectations realistic?

  • Determining what you really need

  • Thinking about what you can do without

Now that you’ve got a better understanding of what you have in terms of your personal finances, it’s time to take a look at what you need. If you’re the kind of person who must have every cool thing you see advertised or buy everything your best friend buys, this chapter may make you decidedly uncomfortable. Why? Because we’re going to tell you that you don’t need to buy the $500 digital camera. And unless you’re going to use it as a substitute for a car, you don’t need the $900 racing bike, either.

You should, however, keep reading, because recognizing the difference between ...

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