Why the Current System Is Unsustainable

While a number of factors make the current U.S. system of health care and health insurance difficult to change, it is economically unsustainable. An unsustainable situation, behavior, or system will break down, fall apart, or come to an end unless it changes, adapts, or evolves in a way that addresses the forces working against it. The following forces are working against the U.S. system of health care and health insurance.

Growth of Costs

The cost of health care and health insurance has substantially outpaced inflation in most of the past 20 years. Health-insurance premiums more than doubled for the average U.S. worker from 2001 to 2007. This makes it harder for people to afford health care and health ...

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