Creating the Criminal Paper Trail
A person who steals your identity is breaking the law and is a criminal. You need to treat the person as a criminal by properly reporting the fraud to law-enforcement authorities. Ignoring this step has some dire consequences:
♦ Without an identity-theft report, you lose valuable rights (including getting evidence and some types of information for free, blocking fraudulent information in a timely manner, and stopping collections) that you need to reclaim your identity.
♦ Most companies and organizations will ignore your requests because they will assume that the claims of identity theft are fictitious.
♦ You lose credibility and access to tools that can help keep the theft from spreading.
The next two steps—preparing ...