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The Debt-Free Spending Plan by Joanneh Nagler

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Make It Work Every Day

Your Personal Debt-Free Spending Plan in Action

In the last chapter, I introduced the Debt-Free Spending Plan, and we learned the basics of how it works. So, let’s put it all together and view an example that takes us further. Note that no matter what your income, you must make the numbers balance. When you do that—when you live within your means—the amounts you spend in each category will be reasonable and proportional in relation to your income.

A Typical Debt-Free Spending Plan

Here’s a completed example of a Debt-Free Spending Plan. Note that we’re using the same example as we showed in the last chapter, only this ...

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