chapter 9


The last few chapters have looked at the tax wrappers, or products, you can use as a DIY investor. While these may help you to save tax, they will never make you money. It is the underlying investments you put your money into that generate those spine-tingling financial wins and losses.

Different types of investment have different degrees of sophistication and complication. If you are new to DIY investing then you can achieve all of your investment goals without looking any further than funds, whatever your risk appetite.

If you want access to the stockmarket, but want to leave individual stock – another name for a share or an equity – selection to the experts, then funds could well be for you. By pooling your money into ...

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