There are hundreds of how-to personal finance books on the shelves—books that promise to make you a better investor, help you pick winning stocks, make you rich, make you successful, help you retire at 40. You name it, there’s a book that will tell you “how to.” Nice, right?

The premise of those books is simple: The writer knows a secret that no one else knows, and for a mere pittance, the secret will be revealed to you without so much as having to burn one stick of incense.

Well, I hate to break it to you, but other than some nuts and bolts information that you might never have learned or have forgotten, there are no secrets! What does “feeling” rich have to do with actually “being” rich? In fact, our beliefs and feelings have everything ...

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