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CHAPTER 2

HOW THE NUMBERS ARE MANIPULATED IN APPRAISALS

An appraiser may be an independent contractor who works for a variety of attorneys, bankers, and lenders; an employee of a lending institution or real estate brokerage firm; or an employee working in a city or county assessor’s office. All of the functions surrounding the appraisal of property (including not only residential property but also commercial property, industrial property, and land) require training in the valuation of real estate.

Many organizations serve this large industry, some specifically for residential appraisers or assessors and others for more specialized professionals. ...

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