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The Studio Business Book: A Guide to Professional Recording Studio Business and Management, Third Edition by Jim Mandell, Mitch Gallagher

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The Insurance Maze

Insurance is a many-headed beast that you eventually learn to tame and live with. If you have employees, worker’s compensation is usually required by law. The next most important coverage is for fire and theft, but following close behind are complete commercial policy packages, plus business interruption, disability, partnership, and medical and life insurance. Not to mention an umbrella policy to protect them. It sounds overwhelming, and it is.

There’s a lot of discussion involved in choosing a plan that works for you. If you’re just starting out, you may want to begin with a minimal insurance package and work your way up. But a key factor in figuring this all out is to find the right insurance agent. A good way to get started ...

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