Truth 41 When a free credit report isn’t free

With identity theft being such a hot topic these days, it’s no doubt that you have seen the commercials, heard the radio ads, or seen the Web page banners offering free credit reports. In fact, you’ve probably thought seriously about getting a free credit report, especially if you have been reading along in this book about the horrors a dedicated identity thief can inflict upon you. Just know that much like most things in life, “free” things usually have strings attached.

When “free” actually means “monthly charge”

You didn’t actually get a free credit report. What you got was a credit monitoring service that gives out a free credit report with purchase.

After hearing all the media hoopla about ...

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