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Underwater: Options When Your Mortgage Is Upside Down by Chris Lauer

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The Real Estate CrashThe Bursting of a Bubble

The news in July 2012 showed that recent increases in home sales across the nation dipped once again. Ever since the real estate market bubble—which was inflating like never before in 2005 and 2006—burst, dunking millions of homeowners across the country under water, many of them watch the housing reports closely to determine whether the market is getting any better.

However, the news for home sales in July 2012 was not great. Although the numbers for May 2012 showed that new home sales had reached a 2-year high, the numbers for June were disappointing to many underwater homeowners. On July 25, 2012, ...

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