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Underwater: Options When Your Mortgage Is Upside Down by Chris Lauer

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Twelve Valuable Government Programs

As you can see by the size of the recent $25 billion settlement state attorneys general reached with the five biggest lenders in the country (described in the last chapter), or new laws that aim to improve lending options for borrowers, many government agencies are working for underwater homeowners. These organizations protect people with upside-down mortgages from the dangers of robo-signing lenders, mortgage industry scams, and other real estate abuses. Along with their watchdog role, federal agencies also offer many types of resources that are working to smooth the path for underwater homeowners seeking ...

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