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Working with Excel by Priscilla Chaffe-Stengel

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Chapter 5

Working with Personal Planning Over Time

We age and, over time, our incomes peak at some point. For those of us who went to work out of high school, incomes tend to peak early. For those of us who went for college or even graduate school, our incomes tend to peak later. For many of us, incomes have already peaked. The salary raise, the increased company profit, the greater rate of return are goals we strive toward but may remain elusive. Market instability, corporate vigor, job security, even personal health, may offset some of the financial advances we have made in the past. Sometimes we have to make do with less because of unforeseen developments. Taking into account various potential scenarios takes on a new level of importance ...

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