9Getting and Keeping Good Credit
Mastering the marketplace includes questions about if, what, and when to buy. Having good credit reflects how we choose to pay for our purchases—cash, check, credit card, debit card, or other stored value card. Using payment methods to our advantage involves making deliberate, planned choices. Even among payment cards, there are many choices: Some cards act like cash or checks; others act like loans. Still others are "hybrids," a combination of both debit and credit, and always are attached to terms and conditions, fees, and/or rates of interest—sometimes extremely high rates of interest.
Most people know the major difference between types of payment cards. We use one or more of these cards to make routine purchases ...
Get You and Your Money: A No-Stress Guide to Becoming Financially Fit now with the O’Reilly learning platform.
O’Reilly members experience books, live events, courses curated by job role, and more from O’Reilly and nearly 200 top publishers.
