There’s a significant team of people that I must thank for their insight, guidance, encouragement, support, and effort on this book project. And yes, this has been more than writing a book—this has been a research project on money and happiness, and how the two can work together to make an early retirement a reality for the reader. So, many thanks and in no particular order to a wonderful team:

The Money Matters Team—a beautiful group of people, aka Team CIA, at Capital Investment Advisors. They have supported this project for the nearly two years it took to complete. From idea, to survey research, to analyzing survey data, to formulating a road map on how this book would develop, Team CIA has been integral in the formulation ...

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