Cover image: Hand © iStockphoto.com/saluha, paper © iStockphoto.com/nicolewaring
Cover design: C. Wallace
Copyright © 2013 by Liane Davey of Knightsbridge Human Capital Solutions, Inc.
All rights reserved.
Published by John Wiley & Sons, Inc., Hoboken, New Jersey.
Published simultaneously in Canada.
Interior Cartoons illustrated by Peggy McEwan.
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